{"id":12110,"date":"2026-05-13T08:50:57","date_gmt":"2026-05-13T01:50:57","guid":{"rendered":"https:\/\/visionfirstconsulting.com\/?p=12110"},"modified":"2026-05-13T14:29:10","modified_gmt":"2026-05-13T07:29:10","slug":"bao-hiem-oshc-la-gi","status":"publish","type":"post","link":"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/","title":{"rendered":"B\u1ea3o hi\u1ec3m OSHC l\u00e0 g\u00ec: Hi\u1ec3u r\u00f5 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i y t\u1ebf khi du h\u1ecdc"},"content":{"rendered":"<p><strong style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">OSHC (b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf)<\/strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\"> \u2013 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c khi xin visa du h\u1ecdc \u00dac. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 <\/span><strong style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">OSHC l\u00e0 g\u00ec, chi tr\u1ea3 nh\u1eefng g\u00ec v\u00e0 n\u00ean ch\u1ecdn g\u00f3i n\u00e0o ph\u00f9 h\u1ee3p<\/strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\"> \u0111\u1ec3 v\u1eeba ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eeba \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i. C\u00f9ng Vision First t\u00ecm hi\u1ec3u \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 b\u1ea3o hi\u1ec3m OSHC v\u00e0 c\u00e1ch l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u nh\u1ea5t cho h\u00e0nh tr\u00ecnh du h\u1ecdc \u00dac.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#OSHC_la_gi_Khai_niem_va_vai_tro_cua_dich_vu_bao_hiem_y_te_cho_sinh_vien_quoc_te\" >OSHC l\u00e0 g\u00ec? Kh\u00e1i ni\u1ec7m v\u00e0 vai tr\u00f2 c\u1ee7a d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m y t\u1ebf cho sinh vi\u00ean qu\u1ed1c t\u1ebf<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Vai_tro_cua_OSHC_doi_voi_du_hoc_sinh\" >Vai tr\u00f2 c\u1ee7a OSHC \u0111\u1ed1i v\u1edbi du h\u1ecdc sinh:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Cac_quyen_loi_va_pham_vi_bao_hiem_trong_goi_OSHC\" >C\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong g\u00f3i OSHC<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Cac_quyen_loi_chinh_cua_OSHC\" >C\u00e1c quy\u1ec1n l\u1ee3i ch\u00ednh c\u1ee7a OSHC:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Pham_vi_KHONG_duoc_chi_tra_can_dac_biet_luu_y\" >Ph\u1ea1m vi KH\u00d4NG \u0111\u01b0\u1ee3c chi tr\u1ea3 (c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd):<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Khai_niem_quan_trong_%E2%80%9CGap_fee%E2%80%9D\" >Kh\u00e1i ni\u1ec7m quan tr\u1ecdng: \u201cGap fee\u201d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Tai_sao_sinh_vien_quoc_te_can_mua_bao_hiem_OSHC_khi_du_hoc_tai_Uc\" >T\u1ea1i sao sinh vi\u00ean qu\u1ed1c t\u1ebf c\u1ea7n mua b\u1ea3o hi\u1ec3m OSHC khi du h\u1ecdc t\u1ea1i \u00dac?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#1_Yeu_cau_bat_buoc_tu_chinh_phu_Uc\" >1. Y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c t\u1eeb ch\u00ednh ph\u1ee7 \u00dac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#2_Chi_phi_y_te_tai_Uc_rat_cao\" >2. Chi ph\u00ed y t\u1ebf t\u1ea1i \u00dac r\u1ea5t cao<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#3_Mua_bao_hiem_OSHC_bao_ve_truoc_rui_ro_bat_ngo\" >3. Mua b\u1ea3o hi\u1ec3m OSHC b\u1ea3o v\u1ec7 tr\u01b0\u1edbc r\u1ee7i ro b\u1ea5t ng\u1edd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#4_Yeu_cau_tu_truong_hoc\" >4. Y\u00eau c\u1ea7u t\u1eeb tr\u01b0\u1eddng h\u1ecdc<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Loi_ich_va_cac_diem_can_luu_y_khi_chon_mua_bao_hiem_OSHC_phu_hop\" >L\u1ee3i \u00edch v\u00e0 c\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m OSHC ph\u00f9 h\u1ee3p<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Loi_ich_khi_chon_dung_OSHC\" >L\u1ee3i \u00edch khi ch\u1ecdn \u0111\u00fang OSHC:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Cac_diem_can_luu_y_cua_Vision_First_khi_chon_bao_hiem_OSHC_Uc\" >C\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd c\u1ee7a Vision First khi ch\u1ecdn b\u1ea3o hi\u1ec3m OSHC \u00dac<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#1_Uu_tien_phu_hop_nhu_cau_thay_vi_gia_re\" >1. \u01afu ti\u00ean ph\u00f9 h\u1ee3p nhu c\u1ea7u thay v\u00ec gi\u00e1 r\u1ebb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#2_Tim_hieu_ky_ve_%E2%80%9Cgap_fee%E2%80%9D_va_pham_vi_chi_tra\" >2. T\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 \u201cgap fee\u201d v\u00e0 ph\u1ea1m vi chi tr\u1ea3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#3_Lua_chon_nha_cung_cap_bao_hiem_OSHC_uy_tin_de_su_dung\" >3. L\u1ef1a ch\u1ecdn nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m OSHC uy t\u00edn, d\u1ec5 s\u1eed d\u1ee5ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Mot_so_don_vi_pho_bien_ban_co_the_tham_khao_nhu\" >M\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb ph\u1ed5 bi\u1ebfn b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o nh\u01b0:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#4_Dam_bao_thoi_han_OSHC_bao_phu_toan_bo_khoa_hoc\" >4. \u0110\u1ea3m b\u1ea3o th\u1eddi h\u1ea1n OSHC bao ph\u1ee7 to\u00e0n b\u1ed9 kh\u00f3a h\u1ecdc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#5_Chu_dong_tim_hieu_cach_su_dung_OSHC\" >5. Ch\u1ee7 \u0111\u1ed9ng t\u00ecm hi\u1ec3u c\u00e1ch s\u1eed d\u1ee5ng OSHC<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/visionfirstconsulting.com\/vi\/bao-hiem-oshc-la-gi\/#Vi_sao_chon_Vision_First\" >V\u00ec sao ch\u1ecdn Vision First?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"OSHC_la_gi_Khai_niem_va_vai_tro_cua_dich_vu_bao_hiem_y_te_cho_sinh_vien_quoc_te\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">OSHC l\u00e0 g\u00ec? Kh\u00e1i ni\u1ec7m v\u00e0 vai tr\u00f2 c\u1ee7a d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m y t\u1ebf cho sinh vi\u00ean qu\u1ed1c t\u1ebf<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_12126\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-12126\" class=\"wp-image-12126 size-full\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/oshc-la-gi_-khai-niem-va-vai-tro-cua-dich-vu-bao-hiem-y-te-cho-sinh-vien-quoc-te.png\" alt=\"oshc-la-gi-khai-niem-va-vai-tro\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/oshc-la-gi_-khai-niem-va-vai-tro-cua-dich-vu-bao-hiem-y-te-cho-sinh-vien-quoc-te.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/oshc-la-gi_-khai-niem-va-vai-tro-cua-dich-vu-bao-hiem-y-te-cho-sinh-vien-quoc-te-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/oshc-la-gi_-khai-niem-va-vai-tro-cua-dich-vu-bao-hiem-y-te-cho-sinh-vien-quoc-te-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12126\" class=\"wp-caption-text\">OSHC l\u00e0 g\u00ec? Kh\u00e1i ni\u1ec7m v\u00e0 vai tr\u00f2<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>OSHC (Overseas Student Health Cover)<\/strong> l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf khi du h\u1ecdc t\u1ea1i \u00dac.\u00a0<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u ki\u1ec7n quan tr\u1ecdng \u0111\u1ec3 xin visa du h\u1ecdc (visa subclass 500), nh\u1eb1m \u0111\u1ea3m b\u1ea3o sinh vi\u00ean c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf trong su\u1ed1t th\u1eddi gian h\u1ecdc t\u1eadp t\u1ea1i \u00dac.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">V\u1ec1 b\u1ea3n ch\u1ea5t, OSHC ho\u1ea1t \u0111\u1ed9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 b\u1ea3o hi\u1ec3m y t\u1ebf, gi\u00fap chi tr\u1ea3 m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh, nh\u1eadp vi\u1ec7n v\u00e0 thu\u1ed1c men t\u1ea1i \u00dac \u2013 n\u01a1i chi ph\u00ed y t\u1ebf \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 kh\u00e1 cao so v\u1edbi nhi\u1ec1u qu\u1ed1c gia kh\u00e1c.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Vai_tro_cua_OSHC_doi_voi_du_hoc_sinh\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">Vai tr\u00f2 c\u1ee7a OSHC \u0111\u1ed1i v\u1edbi du h\u1ecdc sinh:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>\u0110\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n visa:<\/strong> Kh\u00f4ng c\u00f3 OSHC, h\u1ed3 s\u01a1 visa c\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Gi\u1ea3m g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh:<\/strong> H\u1ea1n ch\u1ebf chi ph\u00ed y t\u1ebf \u0111\u1eaft \u0111\u1ecf khi g\u1eb7p v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>\u0110\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i y t\u1ebf:<\/strong> Gi\u00fap sinh vi\u00ean \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn h\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u1ea1i \u00dac m\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>An t\u00e2m h\u1ecdc t\u1eadp:<\/strong> T\u1eadp trung v\u00e0o vi\u1ec7c h\u1ecdc m\u00e0 kh\u00f4ng lo r\u1ee7i ro y t\u1ebf b\u1ea5t ng\u1edd.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01a1n gi\u1ea3n: <strong>OSHC kh\u00f4ng ch\u1ec9 l\u00e0 b\u1ea3o hi\u1ec3m, m\u00e0 l\u00e0 \u201ct\u1ea5m v\u00e9 an to\u00e0n\u201d b\u1eaft bu\u1ed9c cho h\u00e0nh tr\u00ecnh du h\u1ecdc \u00dac.<\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_quyen_loi_va_pham_vi_bao_hiem_trong_goi_OSHC\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong g\u00f3i OSHC<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_12116\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img decoding=\"async\" aria-describedby=\"caption-attachment-12116\" class=\"size-full wp-image-12116\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-quyen-loi-va-pham-vi-bao-hiem-trong-goi-oshc.png\" alt=\"cac-quyen-loi-va-pham-vi-bao-hiem-trong-goi-oshc\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-quyen-loi-va-pham-vi-bao-hiem-trong-goi-oshc.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-quyen-loi-va-pham-vi-bao-hiem-trong-goi-oshc-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-quyen-loi-va-pham-vi-bao-hiem-trong-goi-oshc-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12116\" class=\"wp-caption-text\">C\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong g\u00f3i OSHC<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">B\u1ea3o hi\u1ec3m OSHC \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 h\u1ed7 tr\u1ee3 chi ph\u00ed y t\u1ebf c\u01a1 b\u1ea3n cho du h\u1ecdc sinh qu\u1ed1c t\u1ebf t\u1ea1i \u00dac. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 d\u1ecbch v\u1ee5 \u0111\u1ec1u \u0111\u01b0\u1ee3c chi tr\u1ea3 100%, v\u00e0 m\u1ed7i nh\u00e0 cung c\u1ea5p c\u00f3 th\u1ec3 c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t nh\u1ea5t \u0111\u1ecbnh.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_quyen_loi_chinh_cua_OSHC\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1c quy\u1ec1n l\u1ee3i ch\u00ednh c\u1ee7a OSHC:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00e1m b\u00e1c s\u0129 (GP \u2013 General Practitioner)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n (c\u00f4ng ho\u1eb7c t\u01b0)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Thu\u1ed1c k\u00ea \u0111\u01a1n (PBS \u2013 Pharmaceutical Benefits Scheme)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">D\u1ecbch v\u1ee5 c\u1ea5p c\u1ee9u v\u00e0 xe c\u1ee9u th\u01b0\u01a1ng (ambulance)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed9t s\u1ed1 x\u00e9t nghi\u1ec7m, ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh c\u01a1 b\u1ea3n<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Pham_vi_KHONG_duoc_chi_tra_can_dac_biet_luu_y\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">Ph\u1ea1m vi KH\u00d4NG \u0111\u01b0\u1ee3c chi tr\u1ea3 (c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd):<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">\u0110i\u1ec1u tr\u1ecb nha khoa (r\u0103ng)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00e1m m\u1eaft, k\u00ednh m\u1eaft<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Ph\u1eabu thu\u1eadt th\u1ea9m m\u1ef9<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">B\u1ec7nh c\u00f3 s\u1eb5n (pre-existing conditions) trong th\u1eddi gian ch\u1edd<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 chuy\u00ean s\u00e2u ngo\u00e0i ph\u1ea1m vi ti\u00eau chu\u1ea9n<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Khai_niem_quan_trong_%E2%80%9CGap_fee%E2%80%9D\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00e1i ni\u1ec7m quan tr\u1ecdng: \u201cGap fee\u201d<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Ngay c\u1ea3 khi c\u00f3 OSHC, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 th\u00eam m\u1ed9t ph\u1ea7n chi ph\u00ed g\u1ecdi l\u00e0 <strong>gap fee<\/strong> \u2013 t\u1ee9c kho\u1ea3n ch\u00eanh l\u1ec7ch gi\u1eefa chi ph\u00ed th\u1ef1c t\u1ebf v\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u0110i\u1ec1u n\u00e0y khi\u1ebfn vi\u1ec7c <strong>hi\u1ec3u r\u00f5 ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong> tr\u1edf n\u00ean c\u1ef1c k\u1ef3 quan tr\u1ecdng \u0111\u1ec3 tr\u00e1nh ph\u00e1t sinh chi ph\u00ed ngo\u00e0i d\u1ef1 ki\u1ebfn.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_sinh_vien_quoc_te_can_mua_bao_hiem_OSHC_khi_du_hoc_tai_Uc\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">T\u1ea1i sao sinh vi\u00ean qu\u1ed1c t\u1ebf c\u1ea7n mua b\u1ea3o hi\u1ec3m OSHC khi du h\u1ecdc t\u1ea1i \u00dac?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_12128\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img decoding=\"async\" aria-describedby=\"caption-attachment-12128\" class=\"size-full wp-image-12128\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/tai-sao-sinh-vien-quoc-te-can-mua-bao-hiem-oshc-khi-du-hoc-tai-uc.png\" alt=\"tai-sao-sinh-vien-can-mua-bao-hiem-oshc\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/tai-sao-sinh-vien-quoc-te-can-mua-bao-hiem-oshc-khi-du-hoc-tai-uc.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/tai-sao-sinh-vien-quoc-te-can-mua-bao-hiem-oshc-khi-du-hoc-tai-uc-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/tai-sao-sinh-vien-quoc-te-can-mua-bao-hiem-oshc-khi-du-hoc-tai-uc-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12128\" class=\"wp-caption-text\">T\u1ea1i sao sinh vi\u00ean qu\u1ed1c t\u1ebf c\u1ea7n mua b\u1ea3o hi\u1ec3m OSHC khi du h\u1ecdc t\u1ea1i \u00dac?<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">OSHC kh\u00f4ng ch\u1ec9 l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c t\u1eeb ch\u00ednh ph\u1ee7 \u00dac, m\u00e0 c\u00f2n l\u00e0 y\u1ebfu t\u1ed1 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh v\u00e0 s\u1ee9c kh\u1ecfe cho du h\u1ecdc sinh trong m\u00f4i tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Yeu_cau_bat_buoc_tu_chinh_phu_Uc\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">1. Y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c t\u1eeb ch\u00ednh ph\u1ee7 \u00dac<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Theo quy \u0111\u1ecbnh visa, sinh vi\u00ean qu\u1ed1c t\u1ebf ph\u1ea3i duy tr\u00ec OSHC trong to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa. N\u1ebfu kh\u00f4ng:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">H\u1ed3 s\u01a1 visa c\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Visa hi\u1ec7n t\u1ea1i c\u00f3 nguy c\u01a1 b\u1ecb h\u1ee7y n\u1ebfu kh\u00f4ng gia h\u1ea1n OSHC<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Chi_phi_y_te_tai_Uc_rat_cao\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">2. Chi ph\u00ed y t\u1ebf t\u1ea1i \u00dac r\u1ea5t cao<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed9t l\u1ea7n kh\u00e1m GP: c\u00f3 th\u1ec3 t\u1eeb 50\u2013100 AUD<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Nh\u1eadp vi\u1ec7n: c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn h\u00e0ng ngh\u00ecn AUD\/ng\u00e0y<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m, chi ph\u00ed n\u00e0y s\u1ebd tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh l\u1edbn.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Mua_bao_hiem_OSHC_bao_ve_truoc_rui_ro_bat_ngo\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">3. Mua b\u1ea3o hi\u1ec3m OSHC b\u1ea3o v\u1ec7 tr\u01b0\u1edbc r\u1ee7i ro b\u1ea5t ng\u1edd<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"attachment_12124\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-12124\" class=\"size-full wp-image-12124\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/mua-bao-hiem-oshc-bao-ve-truoc-rui-ro-bat-ngo.png\" alt=\"mua-bao-hiem-oshc-bao-ve-truoc-rui-ro-bat-ngo\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/mua-bao-hiem-oshc-bao-ve-truoc-rui-ro-bat-ngo.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/mua-bao-hiem-oshc-bao-ve-truoc-rui-ro-bat-ngo-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/mua-bao-hiem-oshc-bao-ve-truoc-rui-ro-bat-ngo-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12124\" class=\"wp-caption-text\">Mua b\u1ea3o hi\u1ec3m OSHC b\u1ea3o v\u1ec7 tr\u01b0\u1edbc r\u1ee7i ro b\u1ea5t ng\u1edd<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng ai c\u00f3 th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc tai n\u1ea1n, b\u1ec7nh t\u1eadt khi s\u1ed1ng xa nh\u00e0. OSHC gi\u00fap b\u1ea1n:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">\u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 k\u1ecbp th\u1eddi<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng b\u1ecb tr\u00ec ho\u00e3n \u0111i\u1ec1u tr\u1ecb v\u00ec chi ph\u00ed<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Yeu_cau_tu_truong_hoc\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">4. Y\u00eau c\u1ea7u t\u1eeb tr\u01b0\u1eddng h\u1ecdc<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Nhi\u1ec1u tr\u01b0\u1eddng t\u1ea1i \u00dac y\u00eau c\u1ea7u sinh vi\u00ean ph\u1ea3i c\u00f3 OSHC tr\u01b0\u1edbc khi ch\u00ednh th\u1ee9c nh\u1eadp h\u1ecdc.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">T\u00f3m l\u1ea1i: <strong>OSHC kh\u00f4ng ch\u1ec9 \u0111\u1ec3 \u201c\u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n\u201d, m\u00e0 c\u00f2n \u0111\u1ec3 an to\u00e0n khi s\u1ed1ng v\u00e0 h\u1ecdc t\u1eadp t\u1ea1i \u00dac.<\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loi_ich_va_cac_diem_can_luu_y_khi_chon_mua_bao_hiem_OSHC_phu_hop\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">L\u1ee3i \u00edch v\u00e0 c\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m OSHC ph\u00f9 h\u1ee3p<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Vi\u1ec7c l\u1ef1a ch\u1ecdn g\u00f3i OSHC ph\u00f9 h\u1ee3p kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a trong qu\u00e1 tr\u00ecnh h\u1ecdc t\u1eadp t\u1ea1i \u00dac.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Loi_ich_khi_chon_dung_OSHC\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">L\u1ee3i \u00edch khi ch\u1ecdn \u0111\u00fang OSHC:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>T\u1ed1i \u01b0u chi ph\u00ed:<\/strong> Tr\u00e1nh tr\u1ea3 ph\u00ed cao nh\u01b0ng kh\u00f4ng c\u1ea7n thi\u1ebft<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Ph\u00f9 h\u1ee3p nhu c\u1ea7u c\u00e1 nh\u00e2n:<\/strong> V\u00ed d\u1ee5: ng\u01b0\u1eddi c\u00f3 ti\u1ec1n s\u1eed b\u1ec7nh c\u1ea7n g\u00f3i t\u1ed1t h\u01a1n<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Gi\u1ea3m \u201cgap fee\u201d:<\/strong> Ch\u1ecdn provider c\u00f3 m\u1ee9c chi tr\u1ea3 cao h\u01a1n<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>D\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng:<\/strong> H\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft r\u1ed9ng<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Cac_diem_can_luu_y_cua_Vision_First_khi_chon_bao_hiem_OSHC_Uc\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd c\u1ee7a Vision First khi ch\u1ecdn b\u1ea3o hi\u1ec3m OSHC \u00dac<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"attachment_12114\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-12114\" class=\"size-full wp-image-12114\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-diem-can-luu-y-cua-vision-first-khi-chon-bao-hiem-oshc-uc.png\" alt=\"cac-diem-can-luu-y-khi-chon-bao-hiem-oshc-uc\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-diem-can-luu-y-cua-vision-first-khi-chon-bao-hiem-oshc-uc.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-diem-can-luu-y-cua-vision-first-khi-chon-bao-hiem-oshc-uc-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/cac-diem-can-luu-y-cua-vision-first-khi-chon-bao-hiem-oshc-uc-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12114\" class=\"wp-caption-text\">C\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd c\u1ee7a Vision First khi ch\u1ecdn b\u1ea3o hi\u1ec3m OSHC \u00dac<\/p><\/div>\n<h4><span class=\"ez-toc-section\" id=\"1_Uu_tien_phu_hop_nhu_cau_thay_vi_gia_re\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>1. \u01afu ti\u00ean ph\u00f9 h\u1ee3p nhu c\u1ea7u thay v\u00ec gi\u00e1 r\u1ebb<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Nhi\u1ec1u sinh vi\u00ean c\u00f3 xu h\u01b0\u1edbng ch\u1ecdn g\u00f3i OSHC r\u1ebb nh\u1ea5t \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed ban \u0111\u1ea7u. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n ph\u1ea3i tr\u1ea3 nhi\u1ec1u h\u01a1n v\u1ec1 l\u00e2u d\u00e0i do:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ee9c chi tr\u1ea3 th\u1ea5p<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Gap fee cao<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">H\u1ea1n ch\u1ebf quy\u1ec1n l\u1ee3i<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">H\u00e3y c\u00e2n nh\u1eafc d\u1ef1a tr\u00ean:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">T\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u00e1 nh\u00e2n<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">T\u1ea7n su\u1ea5t s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Th\u1eddi gian h\u1ecdc t\u1eadp t\u1ea1i \u00dac<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"2_Tim_hieu_ky_ve_%E2%80%9Cgap_fee%E2%80%9D_va_pham_vi_chi_tra\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>2. T\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 \u201cgap fee\u201d v\u00e0 ph\u1ea1m vi chi tr\u1ea3<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed9t sai l\u1ea7m ph\u1ed5 bi\u1ebfn l\u00e0 ngh\u0129 r\u1eb1ng OSHC s\u1ebd chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed y t\u1ebf. Th\u1ef1c t\u1ebf:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">B\u1ea1n v\u1eabn c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 th\u00eam m\u1ed9t ph\u1ea7n chi ph\u00ed<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed7i nh\u00e0 cung c\u1ea5p c\u00f3 ch\u00ednh s\u00e1ch kh\u00e1c nhau<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">L\u1eddi khuy\u00ean: lu\u00f4n ki\u1ec3m tra k\u1ef9:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ee9c ho\u00e0n tr\u1ea3<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Danh s\u00e1ch d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c cover<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">\u0110i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"3_Lua_chon_nha_cung_cap_bao_hiem_OSHC_uy_tin_de_su_dung\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>3. L\u1ef1a ch\u1ecdn nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m OSHC uy t\u00edn, d\u1ec5 s\u1eed d\u1ee5ng<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div id=\"attachment_12122\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-12122\" class=\"size-full wp-image-12122\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/lua-chon-nha-cung-cap-bao-hiem-oshc-uy-tin-de-su-dung.png\" alt=\"lua-chon-nha-cung-cap-bao-hiem-oshc-uy-tin,-de-su-dung\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/lua-chon-nha-cung-cap-bao-hiem-oshc-uy-tin-de-su-dung.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/lua-chon-nha-cung-cap-bao-hiem-oshc-uy-tin-de-su-dung-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/lua-chon-nha-cung-cap-bao-hiem-oshc-uy-tin-de-su-dung-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12122\" class=\"wp-caption-text\">L\u1ef1a ch\u1ecdn nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m OSHC uy t\u00edn, d\u1ec5 s\u1eed d\u1ee5ng<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf quy\u1ec1n l\u1ee3i, m\u00e0 c\u00f2n \u1edf tr\u1ea3i nghi\u1ec7m s\u1eed d\u1ee5ng:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Quy tr\u00ecnh claim nhanh hay ch\u1eadm<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00f3 m\u1ea1ng l\u01b0\u1edbi b\u1ec7nh vi\u1ec7n r\u1ed9ng kh\u00f4ng<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00f3 h\u1ed7 tr\u1ee3 sinh vi\u00ean qu\u1ed1c t\u1ebf t\u1ed1t kh\u00f4ng<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u01afu ti\u00ean c\u00e1c \u0111\u01a1n v\u1ecb c\u00f3:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">\u1ee8ng d\u1ee5ng qu\u1ea3n l\u00fd d\u1ec5 d\u00f9ng<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">H\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng nhanh<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Li\u00ean k\u1ebft v\u1edbi nhi\u1ec1u ph\u00f2ng kh\u00e1m\u00a0<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"Mot_so_don_vi_pho_bien_ban_co_the_tham_khao_nhu\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>M\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb ph\u1ed5 bi\u1ebfn b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o nh\u01b0:<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Annalink OSHC<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Bupa<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Allianz<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Medibank<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">NIB<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">M\u1ed7i b\u00ean s\u1ebd c\u00f3 m\u1ee9c ph\u00ed v\u00e0 ch\u00ednh s\u00e1ch chi tr\u1ea3 kh\u00e1c nhau. H\u00e3y li\u00ean h\u1ec7 v\u1edbi Vision First \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ch\u1ecdn nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m OSHC ph\u00f9 h\u1ee3p.\u00a0<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"4_Dam_bao_thoi_han_OSHC_bao_phu_toan_bo_khoa_hoc\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>4. \u0110\u1ea3m b\u1ea3o th\u1eddi h\u1ea1n OSHC bao ph\u1ee7 to\u00e0n b\u1ed9 kh\u00f3a h\u1ecdc<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div id=\"attachment_12118\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-12118\" class=\"size-full wp-image-12118\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/dam-bao-thoi-han-oshc-bao-phu-toan-bo-khoa-hoc.png\" alt=\"dam-bao-thoi-han-oshc-bao-phu-toan-bo-khoa-hoc\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/dam-bao-thoi-han-oshc-bao-phu-toan-bo-khoa-hoc.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/dam-bao-thoi-han-oshc-bao-phu-toan-bo-khoa-hoc-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/dam-bao-thoi-han-oshc-bao-phu-toan-bo-khoa-hoc-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12118\" class=\"wp-caption-text\">\u0110\u1ea3m b\u1ea3o th\u1eddi h\u1ea1n OSHC bao ph\u1ee7 to\u00e0n b\u1ed9 kh\u00f3a h\u1ecdc<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">OSHC c\u1ea7n ph\u1ea3i:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Bao ph\u1ee7 to\u00e0n b\u1ed9 th\u1eddi gian h\u1ecdc<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">N\u1ebfu \u0111\u1ec3 h\u1ebft h\u1ea1n:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn visa<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">G\u1eb7p r\u1ee7i ro khi c\u1ea7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf\u00a0<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"5_Chu_dong_tim_hieu_cach_su_dung_OSHC\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>5. Ch\u1ee7 \u0111\u1ed9ng t\u00ecm hi\u1ec3u c\u00e1ch s\u1eed d\u1ee5ng OSHC<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng \u00edt du h\u1ecdc sinh mua b\u1ea3o hi\u1ec3m nh\u01b0ng kh\u00f4ng bi\u1ebft c\u00e1ch s\u1eed d\u1ee5ng hi\u1ec7u qu\u1ea3:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng bi\u1ebft \u0111i kh\u00e1m \u1edf \u0111\u00e2u<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng bi\u1ebft c\u00e1ch claim<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Kh\u00f4ng hi\u1ec3u quy tr\u00ecnh<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">L\u1eddi khuy\u00ean: h\u00e3y t\u00ecm hi\u1ec3u tr\u01b0\u1edbc:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1ch \u0111\u1eb7t l\u1ecbch kh\u00e1m GP<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1ch y\u00eau c\u1ea7u ho\u00e0n ti\u1ec1n<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">C\u00e1c t\u00ecnh hu\u1ed1ng \u0111\u01b0\u1ee3c\/kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Vi_sao_chon_Vision_First\"><\/span><span style=\"font-family: arial, helvetica, sans-serif;\">V\u00ec sao ch\u1ecdn Vision First?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_12130\" style=\"width: 810px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-12130\" class=\"size-full wp-image-12130\" src=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/vi-sao-chon-vision-first.png\" alt=\"vi-sao-chon-vision-first\" width=\"800\" height=\"600\" srcset=\"https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/vi-sao-chon-vision-first.png 800w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/vi-sao-chon-vision-first-300x225.png 300w, https:\/\/visionfirstconsulting.com\/wp-content\/uploads\/2026\/05\/vi-sao-chon-vision-first-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><p id=\"caption-attachment-12130\" class=\"wp-caption-text\">V\u00ec sao ch\u1ecdn Vision First<\/p><\/div>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Vision First<\/strong> l\u00e0 \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n du h\u1ecdc v\u00e0 di tr\u00fa \u00dac, \u0111\u1ed3ng h\u00e0nh c\u00f9ng h\u1ecdc sinh, sinh vi\u00ean v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng Vi\u1ec7t Nam trong vi\u1ec7c x\u00e2y d\u1ef1ng l\u1ed9 tr\u00ecnh du h\u1ecdc to\u00e0n di\u1ec7n \u2013 t\u1eeb h\u1ed3 s\u01a1 visa \u0111\u1ebfn c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u01b0 b\u1ea3o hi\u1ec3m OSHC. V\u1edbi kinh nghi\u1ec7m th\u1ef1c t\u1ebf trong l\u0129nh v\u1ef1c h\u1ed3 s\u01a1 visa v\u00e0 \u0111\u00e1nh gi\u00e1 tay ngh\u1ec1, Vision First l\u00e0 ng\u01b0\u1eddi b\u1ea1n \u0111\u1ed3ng h\u00e0nh gi\u00fap kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n h\u00f3a m\u1ee5c ti\u00eau du h\u1ecdc &#8211; vi\u1ec7c l\u00e0m &#8211; \u0111\u1ecbnh c\u01b0.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>OSHC (b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf) \u2013 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c khi xin visa du<\/p>\n","protected":false},"author":12,"featured_media":12112,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-12110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-du-hoc-vi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>B\u1ea3o hi\u1ec3m OSHC l\u00e0 g\u00ec: Hi\u1ec3u r\u00f5 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i y t\u1ebf khi du h\u1ecdc - Vision First<\/title>\n<meta name=\"description\" content=\"OSHC (b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf) \u2013 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c khi xin visa du h\u1ecdc \u00dac. 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